Get Your FREE Employee Benefits Health Check
Find out if your company's group health insurance is actually protecting your employees, or quietly costing you money and goodwill. In 30 minutes, BenefitPilot's advisors review your existing policy, flag coverage gaps, and show you where you could get better benefits for the same or lower premium. No cost. No obligation.
- Hospitalisation cover: included
- Pre-existing condition waiting period: unchecked
- Maternity cover: not included
- OPD benefits: missing from policy
- Dependent coverage: partially defined
- Cashless hospital network: adequate
Uncover Coverage Gaps Before Your Renewal Date
Most businesses find out their health insurance has gaps only when an employee files a claim and gets rejected, or when the renewal quote arrives with a steep hike and no explanation. The Free Employee Benefits Health Check is designed to catch these problems early, while you still have time to act.
Plain-Language Policy Breakdown
See exactly what your current policy covers and what it excludes, written in plain language so you are not left guessing what a clause actually means for your team.
Early Gap Detection
Identify gaps in maternity, pre-existing conditions, OPD, or dependent coverage before employees discover them the hard way during a claim. Prevention is cheaper than a dispute.
Pricing Benchmark
Get a clear view of whether you are overpaying relative to comparable plans in the market. Most SMEs we review find at least one area where they can save without reducing coverage.
Renewal Timeline Clarity
Understand your renewal timeline and avoid last-minute, rushed decisions. We flag critical dates early so you have weeks to make the right choice, not hours.
Actionable Recommendations
Receive specific, actionable recommendations to improve benefits without blowing your budget. Every suggestion is sized to your company and team profile.
A Report You Can Share
Walk away with a short, clear report you can share directly with leadership or your HR head. No jargon, no 40-page deck, just the decisions that matter.
What Happens During Your Free Health Check
The process is simple and takes minimal time from your side. We handle the analysis, you get the clarity.
Share Your Details
Fill in the short form below with your company name, team size, and current policy renewal month. It takes under three minutes.
Policy Review Call
A BenefitPilot advisor reviews your existing policy documents and claims history with you. The call is typically 20 to 30 minutes and scheduled at a time that suits you.
Gap and Opportunity Report
We send you a clear summary of coverage gaps, pricing benchmarks, and improvement opportunities written in plain language, not insurance jargon.
Plan Your Next Step
If it makes sense, we help you compare suitable plans ahead of your renewal. If not, you keep the report with no further obligation and no pressure to proceed.
Trusted, No-Obligation Advisory for Business Owners and HR Teams
BenefitPilot works with founders and HR managers across Maharashtra who want a straight answer on their employee health insurance, not a sales pitch. We are an advisory first, a broker second.
Our recommendations are built around your employees' actual needs and your budget, not around which insurer pays the highest commission. Every health check is handled by an advisor who specialises in group health insurance for SMEs and startups, so you are not explaining your business from scratch or receiving generic answers.
SME Specialists Only
We focus exclusively on 20 to 200 employee companies, never enterprise scale.
100% Independent
No insurer preference. Only what is genuinely right for your team and budget.
Maharashtra Focused
Deep local knowledge of regional insurers, regulations, and market pricing.
Dedicated Advisor
A named person who knows your policy and follows every claim through to resolution.
Questions About the Health Check
Everything you need to know before requesting your free, no-obligation policy review.
Is the Employee Benefits Health Check really free?
Yes. The health check is completely free and carries no obligation. A BenefitPilot advisor reviews your current policy, identifies gaps, and delivers personalised recommendations at no cost to your business. There is no catch.
How long does the process take?
Completing the request form takes under three minutes. The policy review call is typically 20 to 30 minutes, and we deliver your gap and opportunity report within the week. The entire process is completed in under a week with zero disruption to your HR team's daily work.
Do I have to switch insurers or buy anything after the health check?
No. There is no obligation to switch insurers or purchase anything after the health check. You keep the report regardless of what you decide. If we think there is a better option for your team, we will show you the evidence and let you decide at your own pace.
What if we already have a group health insurance policy?
That is exactly the situation we handle most. We review your existing policy line by line, flag coverage gaps and exclusions, and show you where you might be overpaying or under-protected before your next renewal date. Having an existing policy is not a barrier, it is where we start.
Who handles the health check?
Every health check is handled by an advisor who specialises in group health insurance for SMEs and startups. You will not be explaining your business from scratch or getting generic answers. You speak to someone who understands companies of your size, in Maharashtra, with teams like yours.
Is our policy data kept confidential?
Yes. Your policy details and employee data are kept strictly confidential and used only for your advisory. We do not share your information with insurers without your explicit permission, and we never share it with third parties for any other purpose.
Request Your Free Employee Benefits Health Check
Fill in the details below and a BenefitPilot advisor will get in touch to schedule your free, no-obligation health check. Most businesses hear back within one business day.
- Free personalised policy review by a named advisor
- Coverage gap analysis and pricing benchmark report
- Independent advisory, no insurer preference
- Response within 1 business day, no pressure or obligation
- Exclusively for 20 to 200 employee companies in Maharashtra
Request Your Free Health Check
A BenefitPilot advisor will reach out to schedule your free, no-obligation policy review.